United States · Weekly, Ending Thursday · Percent · 1971-04-02 → 2026-07-23
30-Year Fixed Rate Mortgage Average in the United States — United States — latest value: 6.58% as of 2026-07-23. Series MORTGAGE30US · Weekly, Ending Thursday · Percent. Historical range: 2.65% to 18.63% across 2887 observations from 1971-04-02 to 2026-07-23.
| Year | Annual Avg | Observations | YoY Change |
|---|---|---|---|
| 2026 | 6.30% | 29 | -4.45% |
| 2025 | 6.60% | 53 | -1.88% |
| 2024 | 6.72% | 52 | -1.26% |
| 2023 | 6.81% | 52 | +27.37% |
| 2022 | 5.34% | 52 | +80.68% |
| 2021 | 2.96% | 52 | -4.95% |
| 2020 | 3.11% | 53 | -20.94% |
| 2019 | 3.94% | 52 | -13.40% |
| 2018 | 4.54% | 52 | +13.91% |
| 2017 | 3.99% | 52 | +9.19% |
| 2016 | 3.65% | 52 | -5.11% |
| 2015 | 3.85% | 52 | -7.64% |
| 2014 | 4.17% | 53 | +4.86% |
| 2013 | 3.98% | 52 | +8.70% |
| 2012 | 3.66% | 52 | -17.77% |
| 2011 | 4.45% | 52 | -5.16% |
| 2010 | 4.69% | 52 | -6.88% |
| 2009 | 5.04% | 52 | -16.44% |
| 2008 | 6.03% | 53 | -4.89% |
| 2007 | 6.34% | 52 | -1.19% |
